The Rocket Science Behind Retirement

I came across an article on CNN (though it could have been any major news/content outlet) about why you should increase your 401k contributions – which as far as personal finance advice goes, I’m all for.  It even suggested that you HAVE to at least match your employer contributions or you’re losing out on free money!

But it doesn’t take long for the advice to … read more

Do You Know The Value Of A Dollar?

Ah, a dollar.

A few days ago, Jimmy Johns restaurants had lines of customers wrapped around their buildings simply because they were offering subs for only a dollar!  Parents love to give the reason of learning the value of a dollar (aka how much work is required to earn that dollar).  And fast food commercials love to boast about the cornucopia of options you can … read more

Money Update – April 2017

Every month I’ll post an update on my finances from the last month, with a focus on increasing income, spending less, and maintaining a high savings rate.  You can see previous updates here.

This post contains affiliate links.

Results – April 2017

April was a “normal” month – 2 paychecks, a tame stock market, and flat expenses.  My net worth increased, I paid off … read more

We Are The Human Resources!

Unless you work in HR, you probably don’t spend a lot of time thinking about what the Human Resources department actually does.  For most of us, it’s the people who take care of our onboarding and paychecks and who we can go to with issues of discrimination and harassment.  They’re the “human” part of the company – a friend.  And everybody needs a friend.

The

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The Hand That Feeds Me

Right now I have two hands that feed me.

The first one is my passive income.  Right now, this equals a few hundred dollars a year in dividends from investing in stocks.  I reinvest those (to get more dividends!) so they never hit my bank account.  I also occasionally open up a bank account or a credit card for the sign up bonus.  This nets read more