I think your Savings Rate is the most important financial metric you can use. I love a good net worth graph too, but Savings Rate is pure. It’s how much money comes in every month vs. how much you … read more
At the end of the day, the number one goal of personal finance is to Cover Your Ass (CYA). Think about it. Budgeting, saving, debt, investing, insurance – these topics don’t just involve money, they can dictate the amount … read more
Note: This is different than the “F*ck Budget” from the book “The Life-Changing Magic of Not Giving a F*ck.”
As far as undesirable topics to talk about go, budgeting is probably in the top 10. Most people HATE to … read more
Topics that involve both numbers and emotions have a wide spectrum of what we might call “truth”.
And personal finance is no exception.
In fact, finance might be the most mathematical emotional topic – when you consider how money makes … read more
Last fall, changes were made to the FLSAs Overtime Rules, raising the incomes for those considered non-exempt salaried employees. Basically, unless you make a certain amount, your employer must pay you an hourly wage AND overtime pay for anything over … read more