A few days ago, Jimmy Johns restaurants had lines of customers wrapped around their buildings simply because they were offering subs for only a dollar! Parents love to give the reason of learning the value of a dollar (aka how much work is required to earn that dollar). And fast food commercials love to boast about the cornucopia of options you can … read more
Unless you work in HR, you probably don’t spend a lot of time thinking about what the Human Resources department actually does. For most of us, it’s the people who take care of our onboarding and paychecks and who we can go to with issues of discrimination and harassment. They’re the “human” part of the company – a friend. And everybody needs a friend.
The first one is my passive income. Right now, this equals a few hundred dollars a year in dividends from investing in stocks. I reinvest those (to get more dividends!) so they never hit my bank account. I also occasionally open up a bank account or a credit card for the sign up bonus. This nets … read more
I think your Savings Rate is the most important financial metric you can use. I love a good net worth graph too, but Savings Rate is pure. It’s how much money comes in every month vs. how much you spend every month. The flip side is your Spending/Savings Rate, or basically how much of your income you need to fund your lifestyle.