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The F*ck It Budgeting System

Note:  This is different than the “F*ck Budget” from the book “The Life-Changing Magic of Not Giving a F*ck.”

As far as undesirable topics to talk about go, budgeting is probably in the top 10.  Most people HATE to … continue reading

The Truth Is Out There…

Topics that involve both numbers and emotions have a wide spectrum of what we might call “truth”.

And personal finance is no exception.

In fact, finance might be the most mathematical emotional topic – when you consider how money makes … continue reading

A Case For Working Overtime

Last fall, changes were made to the FLSAs Overtime Rules, raising the incomes for those considered non-exempt salaried employees.  Basically, unless you make a certain amount, your employer must pay you an hourly wage AND overtime pay for anything over … continue reading

Monthly Update – March 2017

Every month I’ll post an update on my finances from the last month, with a focus on increasing income, spending less, and maintaining a high savings rate.  You can see previous updates here.

Results – March 2017

March is … continue reading


Physical hibernation is simple – your body stores food over the summer so that it can sustain itself through the winter when food supplies are sparse.

If you spend at least a year tracking your spending, you’ll find that you … continue reading


A lot of people describe big realizations about money in almost religious terms.  For some, it’s an “awakening” or an epiphany.  A light goes on, they realize the images on the cave wall are just shadows, and they wake up … continue reading

Three Numbers That Build Wealth

Do you want to be Rich, or do you want to be Wealthy?

I personally never thought about the difference between the two until recently, when I saw this quote from Robert Kiyosaki (author of Rich Dad, Poor Dad):… continue reading

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This site is intended for entertainment purposes only and is NOT a substitute for professional financial advice. Some links on this site are affiliate links which means, at no cost to you, if you sign up or purchase something I earn a small commission. They are only things I personally use or recommend. if you wanna talk!