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Ask Yo Self: Why Don’t You Want To Do The Opposite?

Wants Vs. Needs.  The bread and butter of topics like budgeting, frugality, minimalism, stoicism, happiness – the list goes on.

Some people will argue that retiring on $20,000 a year sounds terrible – a life of deprivation, penny pinching, always watching account balances and more constraint than freedom.  Others will argue that in today’s society, … read more

The Average Joneses

Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac?

-George Carlin

Some people find comparisons invigorating.  They want to see how they measure up, who the competition is, even something to aspire to.

Comparisons with money usually circles back around to Keeping read more

Efficiency + Effectiveness = Success

When trying to solve a problem I think most people will try to find the most effective solution for the least amount of effort.  At a certain point any extra effort might be considered a waste.  (see the Pareto principle, also known as the 80/20 rule – which says that, generally, 80% of the effects … read more

The Hidden Cost of Convenience

Traffic.  Long lines.  Slow internet connections.

It’s easy to get annoyed at these things.  The stress you feel on your daily commute isn’t imaginary.

The walls are down.  There’s a reason people say “work-life balance” and not “life-work balance”.  We do part of and sometimes our entire jobs from home, with work and life intertwined.  … read more

Knowing What You Spend Is MANDATORY

There’s all sorts of reasons people bury their heads in the sand when it comes to personal finance.  It’s too complicated, it’s depressing, it’s taboo, it’s not fun or interesting…

Sure, if you want to talk about how the Economy is doing, or about how only professionals know what they’re doing in the stock market, read more

The Rocket Science Behind Retirement

I came across an article on CNN (though it could have been any major news/content outlet) about why you should increase your 401k contributions – which as far as personal finance advice goes, I’m all for.  It even suggested that you HAVE to at least match your employer contributions or you’re losing out on free … read more

Do You Know The Value Of A Dollar?

Ah, a dollar.

A few days ago, Jimmy Johns restaurants had lines of customers wrapped around their buildings simply because they were offering subs for only a dollar!  Parents love to give the reason of learning the value of a dollar (aka how much work is required to earn that dollar).  And fast food commercials … read more

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