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The Rocket Science Behind Retirement

I came across an article on CNN (though it could have been any major news/content outlet) about why you should increase your 401k contributions – which as far as personal finance advice goes, I’m all for.  It even suggested that … continue reading

Do You Know The Value Of A Dollar?

Ah, a dollar.

A few days ago, Jimmy Johns restaurants had lines of customers wrapped around their buildings simply because they were offering subs for only a dollar!  Parents love to give the reason of learning the value of a continue reading

Progress Update – April 2017

Every month I’ll post an update on my finances from the last month, with a focus on increasing income, spending less, and maintaining a high savings rate.  You can see previous updates here.

Results – April 2017

April was … continue reading

We Are The Human Resources!

Unless you work in HR, you probably don’t spend a lot of time thinking about what the Human Resources department actually does.  For most of us, it’s the people who take care of our onboarding and paychecks and who we … continue reading

The Hand That Feeds Me

Right now I have two hands that feed me.

The first one is my passive income.  Right now, this equals a few hundred dollars a year in dividends from investing in stocks.  I reinvest those (to get more dividends!) so … continue reading

Do Debt Payments Count As Savings?

I think your Savings Rate is the most important financial metric you can use.  I love a good net worth graph too, but Savings Rate is pure.  It’s how much money comes in every month vs. how much you … continue reading

Shareholder Or Stakeholder?

At the end of the day, the number one goal of personal finance is to Cover Your Ass (CYA). Think about it. Budgeting, saving, debt, investing, insurance – these topics don’t just involve money, they can dictate the amount … continue reading

Disclaimer & Disclosure
This site is intended for entertainment purposes only and is NOT a substitute for professional financial advice. Some links on this site are affiliate links which means, at no cost to you, if you sign up or purchase something I earn a small commission. They are only things I personally use or recommend. if you wanna talk!