You know the saying: Spend less than you earn. To achieve this, either increase your income or reduce your expenses, or both.
Frugality might be up there with budgeting as far as unsavory personal finance words go. For a lot of people, images of rice and beans every night for dinner and wearing 8 sweaters around the house to avoid turning the heat on come … read more
In the restaurant I work at we have a label for a particular day or two of the month:
A couple of things happen on Payday Friday. We’re busier, people tend to buy more expensive items (like barista drinks over drip coffee and sandwiches over bagels and pastries), and I have to get change for people with hundreds literally every 5 minutes!
It’s 2017 and easier than ever to buy almost anything you want.
For bigger purchases, like cars and houses, we can browse and research online, and plug our options and numbers into impressive calculators that will tell us our monthly payments, interest, expected maintenance costs, etc.
When you buy a car, you can see not just the purchase price, but what’s called the Total Cost … read more
At the age of 28 I’ve had 3 cars so far in my life.
The first one, at 16, was a pickup truck. It was all manual (even the transmission) and I had to mentally calculate how much gas to put in it without filling it up, otherwise the gas tank would overflow :/
The second one was a Honda CRV and dammit I loved … read more