Do It All – With A Savings Snowball

How do you save for the short term (big purchases, vacations, a wedding), a house downpayment, and retirement, and pay off debt at the same time?  And stay sane?

It can all seem overwhelming.  And if there’s one thing that makes someone shy away from anything personal finance (or anything) it’s when something seems too frustrating, complicated, and more trouble than it’s worth.… Read More

Why Financial Independence?

Retirement is a far-off milestone for most people.  Any 21 year old fresh faced college graduate sees the coming decades of their life dominated by careers and families, with the option to quit work at least 4 decades away.  Put another way, for someone who has only been alive for 21 years, age 65 is triple their time on this planet.  … Read More