The Rocket Science Behind Retirement

I came across an article on CNN (though it could have been any major news/content outlet) about why you should increase your 401k contributions – which as far as personal finance advice goes, I’m all for.  It even suggested that you HAVE to at least match your employer contributions or you’re losing out on free money!…

Three Numbers That Build Wealth

Do you want to be Rich, or do you want to be Wealthy?

I personally never thought about the difference between the two until recently, when I saw this quote from Robert Kiyosaki (author of Rich Dad, Poor Dad):

“Many people think that being rich and being wealthy are the same thing,” said rich dad.

Do It All – With A Savings Snowball

How do you save for the short term (big purchases, vacations, a wedding), a house downpayment, and retirement, and pay off debt at the same time?  And stay sane?

It can all seem overwhelming.  And if there’s one thing that makes someone shy away from anything personal finance (or anything) it’s when something seems too frustrating, complicated, and more trouble than it’s worth.…

2016 Spending Review (and My 1st Full Year of Budgeting)

Despite being obsessed with all things personal finance for the last couple of years, 2016 was the first time I tracked my spending for an ENTIRE YEAR!  On a related note, I also made bigger gains in my net worth than any other year.  Coincidence?  I think not.

How I Feel About Budgets

As I’ve mentioned before, for the last couple of years I’ve used You Need A Budget (YNAB).  …

What Can You Do With $25?

What can you buy with $25?

Off the top of my head, a daily Venti Starbucks Latte on the way to work, or a $5 footlong from Subway every day for lunch, a new shirt, 2 movie tickets, a 30 pack of cheap beer, 8 or 9 gallons of gas…or a dollar a year for the rest of your life.…