Do you want to be Rich, or do you want to be Wealthy?
I personally never thought about the difference between the two until recently, when I saw this quote from Robert Kiyosaki (author of Rich Dad, Poor Dad):
“Many people think that being rich and being wealthy are the same thing,” said rich dad.
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How do you save for the short term (big purchases, vacations, a wedding), a house downpayment, and retirement, and pay off debt at the same time? And stay sane?
It can all seem overwhelming. And if there’s one thing that makes someone shy away from anything personal finance (or anything) it’s when something seems too frustrating, complicated, and more trouble than it’s worth.… Read More
Despite being obsessed with all things personal finance for the last couple of years, 2016 was the first time I tracked my spending for an ENTIRE YEAR! On a related note, I also made bigger gains in my net worth than any other year. Coincidence? I think not.… Read More
Heads Up! You’re probably losing money on your savings!
A savings account is an important part of any personal finance picture. It’s a separate, safe place to stash an emergency fund or save for a goal like a vacation or a downpayment on a house.
Like most people, you probably have a savings account at the same place you have your checking account. … Read More
What can you buy with $25?
Off the top of my head, a daily Venti Starbucks Latte on the way to work, or a $5 footlong from Subway every day for lunch, a new shirt, 2 movie tickets, a 30 pack of cheap beer, 8 or 9 gallons of gas…or a dollar a year for the rest of your life.… Read More