One word for the opposite of disappointment is happiness.

It’s so simple that there’s even a formula that can easily be photoshopped onto any inspirational picture you want.

Happiness = Expectations – Reality

When reality doesn’t meet your expectations, you’re disappointed.  Easy enough.  The idea is that by lowering your expectations (or at least being more mindful of them) that whatever reality comes your way won’t seem as shocking.… Read More

The Desire to Run Away

My all time favorite photography work is Broken Manual, by Alec Soth.  Manual was created from 2006-2010 and explores the desire of people to escape their lives and their means of doing so.  Soth has noted that the book is “not about people who run away, but about the dream of running away.”  Contrasts are made between the childhood fantasy of escape and the realities of those who actually did.  … Read More


Welcome to Finance Yo Self!

If you are looking for riches I can tell you I don’t have money, but what I do have are a very particular set of skills. Skills I have acquired over a very long career…

I’m just kidding, mostly.

I don’t have a very particular set of skills, especially when it comes to personal finance.  … Read More