Knowing What You Spend Is MANDATORY

There’s all sorts of reasons people bury their heads in the sand when it comes to personal finance.  It’s too complicated, it’s depressing, it’s taboo, it’s not fun or interesting…

Sure, if you want to talk about how the Economy is doing, or about how only professionals know what they’re doing in the stock market, and your parents said you need to buy a house in order to build wealth or you’ll be living on the street, then yeah, I don’t really care to talk about that stuff either.

The Rocket Science Behind Retirement

I came across an article on CNN (though it could have been any major news/content outlet) about why you should increase your 401k contributions – which as far as personal finance advice goes, I’m all for.  It even suggested that you HAVE to at least match your employer contributions or you’re losing out on free money!…

Do You Know The Value Of A Dollar?

Ah, a dollar.

A few days ago, Jimmy Johns restaurants had lines of customers wrapped around their buildings simply because they were offering subs for only a dollar!  Parents love to give the reason of learning the value of a dollar (aka how much work is required to earn that dollar).  And fast food commercials love to boast about the cornucopia of options you can get “for just a buck” on their value menus.…

Progress Update – April 2017

Every month I’ll post an update on my finances from the last month, with a focus on increasing income, spending less, and maintaining a high savings rate.  You can see previous updates here.

Results – April 2017

April was a “normal” month – 2 paychecks, a tame stock market, and flat expenses.  My net worth increased, I paid off some debt, and I paid my 6 month car insurance bill (I really did save 15% or more by switching to Geico…).…

We Are The Human Resources!

Unless you work in HR, you probably don’t spend a lot of time thinking about what the Human Resources department actually does.  For most of us, it’s the people who take care of our onboarding and paychecks and who we can go to with issues of discrimination and harassment.  They’re the “human” part of the company – a friend.  …