Cash Flow Calendar

One of the benefits of using a budgeting system for a few years now is that I know exactly what my cash flow looks like…for the entire year.

Cash Flow isn’t talked about as much as things like Net Worth and Savings Rate, but I’m pretty convinced it’s one of the most important numbers you should know.

While Net Worth is a good tool … read more

Money Update – December 2017

Every month I’ll post an update on my finances from the last month, with a focus on increasing income, spending less, and maintaining a high savings rate.  You can see previous updates here.

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Results – December 2017

2017 Savings Rate:  55%

That’s right!  Up a whole 1%.

The further we get into the year, the less impact monthly savings … read more

Money Update – November 2017

Every month I’ll post an update on my finances from the last month, with a focus on increasing income, spending less, and maintaining a high savings rate.  You can see previous updates here.

This post contains affiliate links.

Results – November 2017

2017 Savings Rate:  54%

Yep, still there.  While my monthly savings rate has fluctuated (something I’ll talk about at the end of … read more

Man Work Vs. Money Work

There are 2 ways to make money:  Man Work and Money Work.

You might also see this expressed as Labor vs. Capital.

Building wealth requires knowing the difference between the two and utilizing BOTH over the course of your life.

Man Work (Labor)

Man work is what most people think it is:  trading time and energy for income.

But wait!  What about things like … read more